Broker Fee Agreement

Polar Star Engages Investor Relations Consultants

Andreas Curkovic and Martti Kangas are the principals of Proconsul Capital. They will work with Polar Star to support the Company's marketing efforts in This news release may contain forward-looking statements based on assumptions, uncertainties and management's best estimates of future events. Actual events or results could differ materially from the Company's expectations and projections. Investors are cautioned that forward-looking statements involve risks and uncertainties. Accordingly, readers should not place undue reliance on forward-looking statements. When used herein, words such as "anticipate", "will", "intend" and similar expressions are intended to identify forward-looking statements. For a more detailed discussion of such risks and other factors that could cause actual results to differ materially from those expressed or implied by such forward-looking statements, refer to Polar Star's filings with Canadian securities regulators available on www.sedar.com or the Company's website at www.polarstarmining.com .

About Polar Star through discovery and development. Its flagship property, Montezuma, covers 40 kilometres of the West Fault and the cross-cutting Esperanza Fault system and is located between Codelco's Radomiro Tomic - Chuquicamata - Ministro Hales group of copper mines, and Antofagasta PLC's El Tesoro - Esperanza - Polo Sur group of copper-gold porphyry deposits.

Commercial Broker Loan Fee Agreement

Commercial Broker Loan Fee Agreement

Article by Jeff Rauth

If you are a commercial loan originator you know how vital it is to protect your fee and your livelihood. Commercial broker fee agreements are vital to your ongoing success. Nothing hurts quite like going through the entire process of underwriting a commercial mortgage all to not get paid the fee you deserve.

We have learned this lesson the hard way. And have had loans where we didn’t get paid a dime, only a portion or had to get a lawyer involved and go through a long and painful process to get paid.

Have you heard a lender or bank say something like “well we don’t really have a formal fee agreements with brokers, but we’ll pay you a point outside of escrow”? If the hairs on the back of your neck don’t stand up, than you haven’t been screwed yet and are probably are just getting started as a commercial loan broker.

Or if you’re working on a deal and not expecting to get any YSP from the bank and you’re depending on the borrower to finally sign that fee agreement, after they know who the bank is and what they are offering, is also a seriously weak position to be. You’re basically asking them to screw you. In all seriousness you’re putting them in a position of real trust and if your relationship isn’t rock solid they will be asking themselves “why do I need broker Joe? I’ve heard of xyz bank. I just didn’t bother to call them. I’m paying him how much?”

Your commercial broker fee agreement is basically your shield and armor (if that isn’t too corny). It will protect your time and assure that you will make it in this business. By presenting your agreement it will also set you apart as a professional and clients will recognize that you know what you are doing. You will earn their respect.

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